Terms of Use


Terms and Conditions For Online-Payments


The Terms and Conditions contained herein shall apply to any person (“User”) using the services of Institute of Palliative Medicine (IPM) for making course fee for training and other service through an online payment gateway service (“Service”) offered jointly by Indian Overseas Bank (IOB) and Payment Gateway Service provider, through IPM’s website. Each User is therefore deemed to have read and accepted these Terms and Conditions.

General Terms and Conditions For Online-Payments

  • 1. Once a User has accepted these Terms and Conditions, he/ she may register and avail the Services. A User may either register on IPM’s website or alternatively enter his/ her details and pay their dues in any other manner as may be specified by IPM from time to time.
  • 2. The User agrees that the debit/credit card details provided by him/ her for use of the aforesaid Service(s) must be correct and accurate and that the User shall not use a debit/ credit card, that is not lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof. The User further agrees and undertakes to provide correct and valid debit/credit card detail.
  • 3. IPM’s rights, obligations, undertakings shall be subject to the laws in force in India, as well as any directives/ procedures of Government of India.


Refund and Cancellation

Refund For Charge Back Transaction: In the event there is any claim for/ of charge back by the User for any reason whatsoever, such User shall immediately approach IPM with his/ her claim details and claim refund from IPM alone. Such refund (if any) shall be affected only by IPM via payment gateway or by means of a demand draft or such other means as IPM deems appropriate. No claims for refund/ charge back shall be made by any User to the Payment Service Provider(s) and in the event such claim is made it shall not be entertained.


Payment Gateway Disclaimer

The Service is provided in order to facilitate access to view and pay dues online. IPM or the Payment Service Provider(s) do not make any representation of any kind, express or implied, as to the operation of the Payment Gateway other than what is specified in the Website for this purpose. By accepting/ agreeing to these Terms and Conditions, the User expressly agrees that his/ her use of the aforesaid online payment Service is entirely at own risk and responsibility of the User.